Monzo refer a friend
Monzo refer a friend

Refer a Friend to Monzo

  • Open the Monzo app and log into your account. You will find your unique link on the payments page, after clicking the “share your invite” button.
  • Share the link with friends and family, or post it on social media to widen your range of opportunities.
  • Once somebody has clicked on your link they will be prompted to enter their mobile number. Once this has been entered they have 30 days to download the Monzo app and apply for a current account.
  • Should their application be successful, they will also need to transfer some money into their Monzo account and make a payment during this 30 day period.
  • Once each of these requirements has been fulfilled your Monzo account will be credited with £5.

Get Referred to Monzo

  • Get hold of your friend’s unique Monzo referral link. Ask them to share it with you via email, messenger app, or social media.
  • Don’t know anybody with a Monzo account? You can sign up using our link by clicking here. You will receive the full referral reward when you use our link.
  • After clicking the link, you will be prompted to enter your phone number.
  • Once you have entered your number and clicked the “Accept Invite” button you will receive a text message confirming the date by which you must download the app, create your account, and make a card payment to be eligible for the referral reward.
  • You should now download the Monzo app and apply for a current account.
  • Once your account is live, transfer in some money, and make a purchase. This will unlock your own £5 bonus as well as your referrer’s.
Referrer’s Reward£5 Cash
Friend’s Reward£5 Cash
Account RequiredYes
Maximum Referrals100

Monzo offers award-winning bank accounts (both business and personal), savings, and borrowing options in one convenient place on your smartphone. Benefit from all the features of the Monzo card, including bill splitting, energy switching, and zero additional exchange rate charges when travelling worldwide.

Anyone with a Monzo account can refer up to 100 new customers via their unique referral link, accessible from within the app. For each friend that signs up within 30 days of accepting the invite, and makes a purchase using their Monzo card, a £5 referral reward will be issued to both the referrer and their friend.

Need a Referral Code?

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